This product provides customers with the flexibility to design their medical scheme benefits to suit their needs. The area of cover is East Africa with residence in Kenya. The product is administered either on per person (not shared) or per family basis (shared).The product offers clients the ability to pick and mix benefit blocks so as to provide health insurance solutions that meet their requirements .Heritage Flexi enables corporate companies, Public Sector, SME’s to design a healthcare solution that works for their employees.
Health Cover is a suite of health insurance products offering a comprehensive set of health benefits to employer groups in Kenya and across the continent of Africa.
We cater for healthcare needs across a number of different income brackets to ensure the most comprehensive cover at affordable rates.
A core option which offers in–country cover to families living in Kenya for Hospitalisation, Chronic Care and Major diseases. Outpatient benefits are not available under this option. This option is suitable for young and healthy populations who do not require outpatient care but would like the security of knowing that major inpatient events are taken care of.
An option which offers cover to families living in Kenya for outpatient treatment, hospitalisation, chronic care and major disease benefits. This benefit is suitable for members who are based in Kenya and wish to take care of essential health care needs.
A core option which offers more comprehensive cover within greater East Africa (Kenya, Uganda, Tanzania, Rwanda, Burundi and Southern Sudan) for outpatient treatment, hospitalization, chronic care and major disease benefits. This option also includes international emergency evacuation and is suitable for members who travel frequently within the East African Region
An option which offers coverage within the African Continent for outpatient treatment, hospitalization, chronic care and major disease benefits. This option also includes international emergency evacuation with extension to India where treatment is not locally available. This benefit is most suitable for members travelling regularly across Africa.
A World Wide benefit option that offers more comprehensive cover for outpatient treatment, hospitalization, chronic care and major disease benefits. This option includes international emergency evacuation and is suitable for members and expatriates who frequently travel worldwide.