The increase in international travel has meant that risks associated with it have grown. This coupled with the high cost of medical care abroad has made travel insurance vital for any traveller.
Travel Insurance through The Heritage Insurance Traveller provides 24 hours emergency and medical assistance anywhere in the world. You can enjoy easy and carefree international travel. The Heritage Traveller is also accepted by countries that require travel insurance before issuing visa.
Some of the benefits you will enjoy with The Heritage Traveller include:
Financial Loss and / or expenses incurred if your trip is cancelled or delayed because of unavoidable circumstances.
Emergency medical, surgical or dental expenses incured during travel; costs of returning home by Air Ambulance or other medically appropriate means; cos of return od mortal remains or repatriation or cost of funeral where death occurs.
Where the insured is hospitalized as a direct result of an accident or illnes covered under this policy.
Losses resulting from an accident, injuries, loss of limbs, loss of sight and death.
Cost incurred in obtaining travel documents after loss of your passport.
Total loss of baggage that has been checked in by an international airline. Cost of purchasing essential items after baggage has been delayed by an airline.
Loss of money accidentally or by theft while on your person, securely locked under your control or in a safety deposit box in a hotel or a bank.
Legal liability for accidental injury to third parties and / or accidenal damage to their property.
The cover has the most comprehensive packaged benefits. It is available to individuals, families, groups and frequent travellers.
The cover has been tailor made to provide travellers with essential benefits during their trips. Cover is also available to individuals, families, groups and frequent travellers.
This cover is available for foreigners travelling to Kenya. Maximum number of days per trip is 45 days.
The client has an option of choosing from :
Clients have an option of choosing a Schengen Policy when travelling to Schengen States.
Some of the Schengen States Include :
Specialty Assistance is a UK based organization that is involved in emergency assistance 24 Hours a day all over the world.
Europe - London, UK
Tel: (24HR)+44 (0) 20 7902 7405
Fax:(24HR)+44 (0) 20 7928 4748
E-mail:(24HR) : firstname.lastname@example.org
Website : www.specialty-group.com
Americas - USA and Canada
Tel: +1215 489 3785
Fax:+1215 489 8525
Africa - Johannesburg, South Africa
Tel: +27 10 209 8300
Fax:+27 10 209 8405
Asia - Bangkok, Thailand
Tel: +662 645 3932
Fax:+662 645 3732
Claim forms can be obtained from :
J.B Boda & Co (UK) Ltd
New London House
6 London Street
London EC3R 7LQ
Tel: +44 (0) 20 7488 1236
Fax: +44 (0) 20 7488 4942
Travel Tips as you prepare for International Travel
While it’s not necessary to memorize your passport’s expiration date, it’s best to take a look at it—and to verify that you know where your passport is stored—before making any international travel plans. Generally speaking, you want your passport to be valid for at least six months after entering a foreign country, though some nations will let you get away with less; refer to the State Department’s website for full details, organized by country. If its expiration date is approaching, you’ll need to renew your passport before your next overseas trip.
Depending on where you’re going, you may need to get special vaccines or medications as a precaution against various diseases. If you have any pre-existing condition ensure to carry with you the most current comprehensive and up-to-date medical recommendations and reports. In addition, if you routinely take any prescription medication, make sure you have enough to cover the duration of your travels so that you don’t run out while you’re overseas. Finally—and especially if you’re going to any remote regions—it’s wise to pack non-prescription medicines (aspirin, Imodium, etc.) that may not be easy to find.
Before you travel abroad, refer to the State Department’s Program for Travel Alerts .This are short-term events we think you should know about when planning travel to a country and Travel Warnings. Travel Warning are issued when they want you to consider very carefully whether you should go to a country at all.”). It’s worth checking for these notices both before you book a trip and just before you depart.
Most importantly, have at least one colour copy of your passport’s ID page stored somewhere safe and separate from your passport. You should also make copies of any visas that pertain to your current travels. Hotel reservations, train ticket confirmations, and all other travel documents should be copied as well. In this digital age, it is very convenient (and eco-friendly) to only have digital copies of these documents handy.
Regardless of whether a country requires you to obtain a tourist visa, it may levy an entrance and/or exit fee against you. For example, Argentina allows U.S. citizens to visit for up to ninety days without a visa, but a $160 “reciprocity fee” must be paid before entering the country—you won’t be allowed in without a copy of the receipt. Once again, the Consular Information Program is the most reliable resource for determining whether a country charges these fees; on any country page, look under the Entry, and Exit & Visa Requirements tab for complete information.
Before you travel, check your health insurance policy to see if it includes international coverage. If not, consider buying a short-term policy that will cover you while you’re abroad, in case something should happen. Similarly, a smart way to protect your trip and your money is to purchase travel insurance.
Heritage Insurance Company has a wealth of experience on Travel Insurance Please contact us for more information on: